Customer Adoption of Virtual Bank In Hong Kong Using UTAUT Model Integrating Perceived Risk, Trust and Price Value. SBS Journal of Applied Business Research, [S. l.], v. 1, n. 1, 2025. DOI: 10.70301/. Disponível em: https://jabr.sbs.edu/article/view/111. Acesso em: 3 oct. 2025.